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We are California Mobile Home Loan experts. For over 10 years, we've been California's leader in Manufactured Home Finance, Mortgage, and Loans. |
(800) 882-1999 - Loan App
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We are Mobile Home Loan Specialists
No Obligation, Get Pre Approved(800) 882-1999 |
Congratulation on your decision to purchase a Manufactured Home, now lets get you Financed!Buying your new mobile home should be fun and exciting. Obtaining financing for a loan should not be an exception. We make getting your loan as easy and “stress-free” as possible. Getting approved for financing should not require you to take off work to come sit in an office, bringing mounds of paperwork with you that might not even be needed! |
Manufactured Home Finance – Why is our approach is better for you?
California Manufactured Home Finance (camhf) is a Mortgage Banker which means we lend our own money, so we fund or finance our own loans. This cuts out the middleman and brings the savings home to you. We simply offer the lowest mortgage rates and fees around! Our approach to Financing a mobile home mortgage is different! Most of our competitors are simply “mortgage brokers” which means they are the middleman, not the company financing the mortgage. They do not directly make Mobile Home Loans and have no funds to do so. This generally means you’re going to pay more to finance the loan and receive a higher interest rate.
It is very important to work with a finance professional, experienced in the ways of Mobile Home Loans. Many banks will tell you that they can finance a mobile home loan, and they mean well. But, often times they let a purchaser down in the ninth hour.
Obtaining a loan to purchase a Mobile Home can be an easy & worry-free process, but only if you choose a lender who is experienced in the mobile home finance process. Most institutional mortgage lenders are not qualified to do mobile home loans, or simply do not know how to do them. This specialized type of loan is best obtained from a company that has a reputation in the Manufactured Home Finance industry, such as California Manufactured Home Finance (camhf).
At California Manufactured Home Finance (camhf) we’ll take your application in less than 10 minutes right over the telephone whenever it’s convenient for you. We will take the time to educate you on your finance options. We even have extended hours just to accommodate your schedule! You can call anytime between 6:30 am until 5:30 pm Monday through Friday. To get started on your Loan Application, Please call us toll-free:
(800) 882-1999
How do I know I am getting the best rate on my Mobile Home Loan?
If you are looking for more information on different types of manufactured home finance and how to deal with the loan application process, please browse our website, or give us a call. We are happy to help, especially if you seek seasoned and honest financing advise from a mobile home loan expert.
Does my Credit Score effect Financing my Manufactured Home?
When looking to finance a mobile or manufactured home loan, it is a good idea to know your credit score. When you complete your free Manufactured Home Loan Application we will call you to go over your financing options, then we will pull your credit report. Lenders require your credit score to meet a certain mark, but it helps greatly to get the best financing rate, if your score is above 700. However, If your score is below 700, we will work with you to research your financing options, or to build your credit to get financing in the near future.
If I have a Bankruptcy is Manufactured Home Finance available?
Around the turn of the year, you could finance a mobile home with a bankruptcy over two years old, and a good rebuilding effort. But now, with the finance industry in a distressed state, they are usually unwilling to finance a mobile home loan for anyone with a bankruptcy within 4-5 years. There will be very few options with traditional lenders to finance a mobile or Manufactured Home Loan if you've had a bankruptcy within the past 4 years.
Copyright 2010, California Manufactured Home Finance (CAMHF) - 250 S. Pacific Street #104, San Marcos, CA 92078 - (800) 882-1999 |