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The cities in Contra Costa have several Mobile Home Parks. Because they are located in California, we can offer some of the very best mobile home financing and refinancing.

 

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California County Mobile Homes > Contra Costa County

Contra Costa County

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Concord (11)

State map highlighting Contra Costa County

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Contra Costa County Website

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Contra Costa Mobile Home Loans

When seeking financing for a manufactured home in Contra Costa, it is very beneficial to find a professional that specializes in mobile home mortgages. Otherwise, you may be declined in the eleventh hour because the underwriter realizes that they do not have the ability to finance a manufactured home loan. 

By applying for manufactured home financing in Contra Costa, you will need to address some very important questions regarding your personal finances. California Manufactured Home Finance will need to know about your income, your down payment, your work history, your credit score, and credit history. 

The age of the manufactured home is also instrumental in getting a Contra Costa mobile home mortgage. Any manufactured home built before 1976 is a bit more difficult to finance for a few reasons. Homes built before 1976 are called "Pre-HUD", which means that there were no federally controlled standards when building the manufactured home, and this increases the loan risk. Homes built prior to 1976 will require higher down payments and better credit scores, because the loan is a riskier loan. 

Another important factor in acquiring a Contra Costa manufactured mortgage is your credit rating. If your credit score is above 700, then it will be easier for you to acquire approval for a loan. If you have a troubled credit rating, then you will generally have to come up with a greater down payment on your mobile home purchase, regardless of the year that the mobile home was built. It is also important to have good ratios. Ideally the higher your income and lower your debt, your ratios will be considered favorable and give the lender a sense of your reliability to meet your monthly obligations.

The final factor in acquiring manufactured home financing in Contra Costa will be the down payment for the mobile home you wish to buy. It is important to the lender that you have the ability to save money because this displays a history of responsibility. The down payment is also a way to lower the monthly payment of the loan. We will go over all of this with you, so don't feel as though you must become a manufactured home loan expert on your own. That is what we do! Call California Manufactured Home Finance to get started and know you are in good hands. 


Contra Costa County Information

ZIP

CITY AND STATE

COUNTY

AREA

94556

Moraga, CA

Contra Costa

925

94561

Oakley, CA

Contra Costa

925

94549

Lafayette, CA

Contra Costa

925

94553

Martinez, CA

Contra Costa

925

94563

Orinda, CA

Contra Costa

925

94569

Port Costa, CA

Contra Costa

510

94570

Moraga, CA

Contra Costa

925

94564

Pinole, CA

Contra Costa

510

94565

Pittsburg, CA

Contra Costa

925

94527

Concord, CA

Contra Costa

925

94528

Diablo, CA

Contra Costa

925

94525

Crockett, CA

Contra Costa

510

94526

Danville, CA

Contra Costa

925

94529

Concord, CA

Contra Costa

925

94547

Hercules, CA

Contra Costa

510

94548

Knightsen, CA

Contra Costa

510

94530

El Cerrito, CA

Contra Costa

510

94531

Antioch, CA

Contra Costa

925

94804

Richmond, CA

Contra Costa

510

94805

Richmond, CA

Contra Costa

510

94802

Richmond, CA

Contra Costa

510

94803

El Sobrante, CA

Contra Costa

510

94806

San Pablo, CA

Contra Costa

510

94820

El Sobrante, CA

Contra Costa

510

94850

Richmond, CA

Contra Costa

510

94807

Richmond, CA

Contra Costa

510

94808

Richmond, CA

Contra Costa

510

94582

San Ramon, CA

Contra Costa

925

94583

San Ramon, CA

Contra Costa

925

94572

Rodeo, CA

Contra Costa

510

94575

Moraga, CA

Contra Costa

925

94595

Walnut Creek, CA

Contra Costa

925

94598

Walnut Creek, CA

Contra Costa

925

94801

Richmond, CA

Contra Costa

510

94596

Walnut Creek, CA

Contra Costa

925

94597

Walnut Creek, CA

Contra Costa

925

94516

Canyon, CA

Contra Costa

925

94514

Byron, CA

Contra Costa

925

94517

Clayton, CA

Contra Costa

925

94519

Concord, CA

Contra Costa

925

94518

Concord, CA

Contra Costa

925

94513

Brentwood, CA

Contra Costa

925

94506

Danville, CA

Contra Costa

925

94505

Discovery Bay, CA

Contra Costa

510

94507

Alamo, CA

Contra Costa

925

94511

Bethel Island, CA

Contra Costa

925

94509

Antioch, CA

Contra Costa

925

94520

Concord, CA

Contra Costa

925

94523

Pleasant Hill, CA

Contra Costa

925

94524

Concord, CA

Contra Costa

925

94522

Concord, CA

Contra Costa

925

94521

Concord, CA

Contra Costa

925

 

Questions about our company or Contra Costa County mobile home loans:

(800) 882-1999

 

(800) 882-1999

CAMHF - Mobile Home Loans
469 E. Mission Road San Marcos, CA 92069

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